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Five Outrageous Ideas For Your Citi Card | citi card

Are you planning on applying for a new credit card with Bank of America or another company? If you are, you'll need to apply for a CITI card from the same site. Here s how to check that CITI cards you pre-apply for: Enter your full name, address, the last 4 numbers of your Social Security Number, and yes the bank name you want. Select the card offering that interests you most from the drop down menu

Check the boxes acknowledging that you understand this is not a credit application and will not affect your FICO score in any way. Be aware that there are a few things you will need to do in order to qualify for a hard pull on your credit report. These things include paying your bills on time every month and making sure you don't have any outstanding debt. It is very important that you never apply for more than one CITI card at a time.

When you are looking at your credit card application status, you may want to see what types of rewards are available from CITI. One of the best offers offered to CITI customers is Preferred Tickets. A Preferred Ticket means you get ten percent off purchases at select participating locations including Albertsons, Best Buy, Walmart, and select merchants including Macy's, JCPenny, Target, and many others. These types of rewards can add up fast if you regularly purchase a lot of items at these retailers.

Other cards offer bonus categories such as frequent flier miles, rental cars, and airline tickets. CITI cards offer no annual fee, so they are an excellent choice for anyone who wants to save money every month. You can also choose cash back cards that earn you points instead of cash. These rewards may be equal to or greater than the cash back reward, depending on the terms of the program.

Cash back reward programs make it easy to earn rewards when shopping. You don't have to pay an annual fee, and there are always specials at stores to earn points whenever you shop. If you travel often, you can use your CITI card to earn air fare miles. There are different programs available to suit your personal needs, which means it is important to look at all of the options available.

Another way that CITI cardholders can earn rewards is through cash advance transactions. Cash advance transactions are great because you can pay your bill in full using cash and not taking out a loan. If you are like most people, having a cash advance payment on your credit account is always welcome. The one drawback to this benefit is that CITI requires you to pay an annual fee before you can use cash advance features.

One benefit that CITI offers that is not available with other cards is a hard pull feature. A hard pull is when you agree to have your financial information pulled by a particular credit card company. CITI's hard pull program targets those who are trying to reestablish a good history with their credit card company, so if you have had problems in the past you might be considered a higher risk customer and be given a harder pull.

By utilizing all the options CITI has to offer, cardholders can find the rewards they are looking for. CITI credit cards bonuses can help you save money, while building your credit history. And, you get to keep more of the money you earn as a result. When you use your CITI card to earn rewards, you become part of a company that provides long-term value.


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