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Is Surge Mastercard Any Good? Ten Ways You Can Be Certain | surge mastercard

The surge charge card is gaining in popularity due to its high interest rates combined with its zero percent introductory period. However, with these high charges and an extremely high APR, the card comes with a high APR and very high fees, making it both an expensive and risky choice for many cardholders who are short on money. Add to that the large catch that there is no guaranteed approval when applying for this card and the surge Mastercard becomes quite difficult to recommend to most credit-building clients. It also costs quite a lot to maintain the account as well, and those who do have a good amount of money in their accounts to cover their purchases can easily get away with using the Mastercard without any problems. Still, those who do not have that much money to spend or those who need a lot of time to pay the bills every month can have serious difficulties using this card due to its high interest rates.

One of the major reasons why people choose the surge Mastercard over other subprime credit card options is the fact that it does not charge any fees during the first ninety days of your card's usage. This is unlike almost every other credit card which charges fees on the first day of your usage. The subprime cards only charge their fees after the first month has passed. However, this grace period is not available for those with poor credit scores. This makes the surge Mastercard one of the better alternatives for people with poor credit scores.

Another major advantage for people with poor credit scores is the fact that they do not have to pay any annual fees or any sort of transaction fees. All these fees are associated with the traditional credit cards. The surge Mastercard is different because it does not have any set charges and is entirely fees free during its lifetime. There are also no set criteria to qualify for the free transaction. This means that anyone with an almost perfect credit history and an income which is close to that of a qualified person could be eligible for the free transaction. The following are some of the benefits of this type of card.

– No annual fee: As mentioned earlier there are no annual fees attached to the surge Mastercard. This means that this opportunity is totally free for people with poor credit histories. They can use this money on virtually any purchase which they might want to make. They could use it towards travel costs, entertainment items and so on. There is absolutely no need to get approval for any credit limit, once you are enrolled with the program there is no need to go through the hassle of getting approval for a higher credit limit as it is completely free.

– No security deposit: Unlike most of the other unsecured credit cards in the market, there is no form of security deposit required with the surge Mastercard. The companies do not need you to pay any deposit before you can access the money. This means that there is no risk involved at all. You can use the money without worrying about security deposits and without much worry. In fact, you can use the money without even making a single payment as long as you have an active unsecured account with the bank.

– No monthly maintenance fee: Unlike the other cards in the market, the surge Mastercard does not come with any monthly maintenance fee. All your payments will be automatically deducted from your account without you having to make a single cent. There are no late payments fees as well. The best part of this is that these cards do not come with any annual fees. You do not have to pay any extra bucks every single year just so you can use the money in your account.

– Improves your FICO score: If you already have a decent credit history, the surge Mastercard can significantly boost your FICO score. This is because the increase in your spending ability will go a long way in improving your credit score. When you have an active account with the bank, you will be able to pay off your bills on time. You will also be able to avoid incurring any additional fees from credit-building institutions. All of this will go a long way in boosting your score. And when you have a good FICO score, you will find it easier to get loans and even to qualify for financing of properties.

– No approval fees: Unlike normal credit cards, the surge Mastercard does not require you to pay any approval fees before you can access the money in your account. All you need to do is purchase $1000 worth of approved items using your card. Once you have made the purchase, you will automatically be added to the list of authorized users and your credit limit will increase by the amount of money you spent. Since the fee is non-refundable, you need to make sure that you use all the approved purchases.


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