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3 Advice That You Must Listen Before Embarking On Green Dot Platinum Visa | green dot platinum visa

The Green Dot Platinum Visa Secured Credit Cards is designed especially for those individuals that are searching to improve or build their credit history. Like a standard credit card, you earn monthly payments and have a limited credit line. However, you can more easily build up your credit history with responsible usage of your Green Dot Platinum Visa Secured credit card. Responsible use means that you are able to pay your bills on time and try to avoid incurring any debt. If you are able to follow this simple guideline, you should find that you have excellent credit card performance.

You have the option of choosing between two payment methods, which include: direct debits and chargeback payments. You will also find that the Green Dot Secured credit card provider requires an initial security deposit. The amount of the security deposit varies between cards, but all of them require at least four hundred dollars. This initial security deposit is refundable upon the destruction or cancellation of the card.

Some of the best features of Green Dot Secured cards include: no annual fee, no late payment fees, unlimited transactions, cardholders are protected by up to fifteen thousand dollars of liability insurance and fraud protection. In addition, most of the secured cards feature nationwide coverage. Green Dot cards are also good for business travelers. You have the option of making single transfers and receiving multiple debits and deposits. This ensures that you never go away empty handed.

To apply for the Green Dot Platinum Visa Credit Cards online, you need to provide basic information. The required information includes your name, address, date of birth and social security number. You will also be required to state where you plan to spend on the card as well as what kind of account you plan to open with the bank. You will also need to specify whether or not you prefer to make single or multiple payments for your secured card each month.

When it comes to signing up for this secured credit card, please refer to your cardholder agreement for details. The agreement is completely in the form of a legal binding contract between you and the bank. Once you sign the agreement, the bank cannot cancel your account. If they do so, they must give you thirty days notice.

Another important thing to see is that there are no annual fee payments required for your Green Dot Secured Visa Credit Cards. This means that you will not be charged for something you are not receiving. In addition to that, there are no foreign transaction fee payments also.

There are other pros and cons to this card as well. One pro is that it allows you to make lots of cash advances because you are not responsible for paying an annual fee. Another pro is that you are not limited on the amount of cash advances you can have. Your credit line will be increased automatically depending on how much you deposit into your account. Please refer to your Green Dot Platinum Visa Credit Cardholder Agreement for further details.

On the other hand, it has some cons explained above as well. One of the cons is that you are not able to use your Green Dot credit check deposit for any purpose unless you pay an annual fee. If you pay the fee, then you can use the advance money for any purpose as long as you meet the minimum requirement to withdraw the funds. You will also be assessed a foreign transaction fee if you make a foreign transaction for using the cash advance.


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